Sunday, March 1, 2009

How To Get Affordable Auto Insurance Rate

By Frank Mezick

There's a lot of ways that you can do to get cheap auto insurance rate. If you want to learn more about it, then continue reading the following tips:

You may want to drop your collision and comprehensive coverage on your automobile if you own an old car

If your car insurance company offers low mileage discount, you may be able to get that if you drive less. You may be able to get less mileage by carpooling.

Raising your deductible is another way of lowering your car insurance rates. Make sure you choose the highest deductible that is within your reach. Ultimately, this would lower your car insurance premium over the years.

Student below 25 years of age are said to be inexperienced and reckless when it comes to driving and that is the reason why young drivers are given high auto insurance rates. Do not worry though because you can still get cheap car insurance rates for young drivers. Students who are qualified for the good student discount may save up to 5% on their car insurance premium. A grade point average of B or higher is needed to qualify for the good student discount. Statistics show that students who do well in school are usually responsible when driving.

The key to getting affordable auto insurance rate is to get a couple of car insurance quotes from various insurers. This is the surest way to get the best deal in the market. Not only will it save you time, you will also save tons of money by just shopping for quotes. Why? Because it will increase your chance of getting the best car insurance quotes if you compare prices from various companies through comparison websites. This is a great way where you can compare which car insurance companies offer the best discounts and car insurance rates in the market that suits your budget and needs.

About the Author:

No comments:

Post a Comment