Sunday, March 1, 2009

Don't Let Car Theft Happen to You

By Catelin McGlothlin

Car theft has been a problem in the United States since cars were invented. A car or other vehicle is stolen in the United States every 28.8 seconds according to 2008 data from the FBI. The chances of your car being stolen in the U.S. are 1 in 210 according to data from federal agencies and the Insurance Information Institute. The odds vary geographically. The Northeast has the lowest incidence of vehicle thefts, about 9.8 percent, and the Midwest 18.2 percent. The South and West have the highest percentage of vehicle thefts, about 36 percent each. Your chances of having your car stolen are highest in urban areas.

The III reported dismal statistics in 2007 on apprehending car thieves, with an arrest rate of only 12.6 percent. Furthermore, the the National Insurance Crime Bureau reported that year that 41 percent of stolen vehicles were never recovered. If your car is stolen, there isn't much you can do after the fact except call the police and file an insurance claim. Meanwhile, you won't have transportation unless you either rent a car or go out and buy another one. It's much better to take the following precautions to prevent car theft before it happens to you.

* Lock up. Newer cars are easier than ever to secure when you step away even for a few minutes, with automatic locks and remote key fobs. Close your sunroof and roll up your windows before you leave. Avoid starting your car to warm it up unless you're sitting in it. An idling vehicle with the keys in the ignition takes mere seconds to steal and drive away.

* Be careful where you park. When you park at home, a locked garage is best, but the driveway is still safer than the street. Choose well-traveled, well-lit areas when parking away from home, for your own safety as well as to avoid vehicle theft.

* Don't give a car thief extra incentive. Take your purse, briefcase, or electronic gadgets with you instead of leaving them in the car. Instead of keeping your car's paperwork in the glovebox, carry it with you and make copies for other family members. Most of all, don't deal with your tendency to forget your keys by keeping an extra one attached to the vehicle somehow. Car thieves know all the best spots to find hidden keys, and if they find yours, they don't even have to break a window to steal your car.

* Invest in anti-theft technology. These items aren't foolproof, but they can make a car thief pass up your vehicle for an easier target.

If you don't have a lot of money to spend, the basic "Club" type of steering wheel lock gets good reviews by law enforcement officials and provides a visual deterrent to theft. Brake pedal locks can accomplish the same thing.

A car alarm is a highly effective way to chase thieves away from your car and alert law enforcement in the area. An alarm system is simply a sensing device attached to noisemakers like sirens and horns. Sophisticated alarm systems go beyond the basic door trigger switch found in low-end systems and use motion detectors, sound sensors that pick up the pitch of glass breaking, air pressure detectors that know when a car door is open, and even sensors that know when your vehicle is being driven up a ramp onto a thief's flatbed trailer.

Some vehicle security systems work by locking out the ignition, fuel, or electrical systems until you touch a hidden switch or insert an electronically coded ignition key. Although a car thief may still steal components or tow your vehicle away, these systems deter the most common scenario of breaking in and hotwiring.

GPS devices and radio transmitters provide law enforcement with a way to find stolen vehicles and apprehend criminals. The LoJack transmitter system has a 90 percent recovery rate. Insurance carriers have begun offering their customers discounts on premiums to LoJack users, as well as on the transmitter systems themselves.

Avoiding the car models that are most popular with thieves is another way to keep from becoming a victim. Crooks like late-model luxury SUVs like the Cadillac Escalade and the Hummer H2 because of their high resale price. If a thief has a chance to choose between stealing an SUV and stealing a small car, odds are eight times higher that the SUV owner will be the victim.

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