The high cost of premiums and a slow economy is to blame for the rising rate of American's going without health insurance. The Census is reporting an all time high. Due to the rising cost many employers are dropping their employer sponsered plans.
Many American's are eligible foe government funded health insurance and they do not even realize. Awareness could help the rise in uninsured I hope. In the least help many people. Many are surprised that they are eligible.
All of these programs have requirements that must be met to become eligible. With a few resources and explantions you will find here you can determine if yourself or someone you know could benefit from one of these programs.
Medicare will cover anyone over the age of 65. It is not limited to only the elderly. It will also cover some people under 65 with a disability. And any age person facing End-Stage Renal Failure is eligible.
You can contact your local Social Security office for more details on Medicare. you can fins out about Part A & Part B. Basically Part A is free and is the Hospital portion of the insurance. Part B is monthly fee that gives medical Insurance.
Medicaid is a State administered program for low income individuals and their families. Each state has it's own guidelines for eligibility. And a single person of a family could be eligible, even if all others are not. You would want to visit your local Department of Human Services for more information.
CHIP or Children Health Insurance Plan is another State administered plan. This plan is limited to children. It provides affordable dental and medical benefits for the child. There is income standards and the child must be younger then 18.
If you do not qualify for one of these plans you do not have to be one of the uninsured. Affordable health insurance can still be found on an individual bases. It may not be the most benefit rich plan you dream of, but it can cover the basics and eliminate some worries.
Many American's are eligible foe government funded health insurance and they do not even realize. Awareness could help the rise in uninsured I hope. In the least help many people. Many are surprised that they are eligible.
All of these programs have requirements that must be met to become eligible. With a few resources and explantions you will find here you can determine if yourself or someone you know could benefit from one of these programs.
Medicare will cover anyone over the age of 65. It is not limited to only the elderly. It will also cover some people under 65 with a disability. And any age person facing End-Stage Renal Failure is eligible.
You can contact your local Social Security office for more details on Medicare. you can fins out about Part A & Part B. Basically Part A is free and is the Hospital portion of the insurance. Part B is monthly fee that gives medical Insurance.
Medicaid is a State administered program for low income individuals and their families. Each state has it's own guidelines for eligibility. And a single person of a family could be eligible, even if all others are not. You would want to visit your local Department of Human Services for more information.
CHIP or Children Health Insurance Plan is another State administered plan. This plan is limited to children. It provides affordable dental and medical benefits for the child. There is income standards and the child must be younger then 18.
If you do not qualify for one of these plans you do not have to be one of the uninsured. Affordable health insurance can still be found on an individual bases. It may not be the most benefit rich plan you dream of, but it can cover the basics and eliminate some worries.
About the Author:
Do you need assistance finding a Government Health Plan let Jeffrey Cline assistance you sift through the choices. And Do it is indicated your not eligible he can assistance you find low cost Individual Health Insurance. Give his office a call. Someone is available to assistance you 24 hours a day, 7 days a week. Call toll free 866.526.9669
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