Friday, February 27, 2009

Esurance Auto Insurance - Money Saving

By John Brennan

In my experience, there are several ways to find cheap auto insurance. My favorite way is to go to Esurance.com and fill out all of my information to find a quote. They will give you several auto insurance companiesa quotes for your personal profile, and you can pick the best available quote and purchase it directly through them.

A very important thing to remember when youare filling out the information for quotes is to be honest. If youave had speeding tickets or other traffic citations, you should be honest. The insurance company will find out, and they will raise your premiums when they do. If youare honest, you donat have to worry about your premiums increasing unexpectedly.

There are a lot of companies that advertise on TV, the internet, and even in magazines and other print publications. They are a good way to find out different names of companies that you can look up to get an insurance quote.

There are numerous auto insurance companies that will offer you competitorsa quotes as well. Esurance is the best one to go to, because they offer quite a few competitor quotes, and you donat have to go to more than one website to find out the information.

You can also prepare a list of auto insurance companies you know and search their quote in their websites if they have one. If they have one, you can purchase their quote directly. Iave used this technique when I got a new car as well as when I purchased my auto insurance.

Iave observed that few companies do not have quotes on their website. In such a situation I use the yellow pages to locate the companyas office in the area near mine. If they have one, I ring them up to know if I can get their quote over phone. If they do not give the quote over phone, I approach their office directly and get the quote.

Before you buy, do make a research on the company from where you plan to buy. Reading firsthand information about the company makes you aware if they had indulged in fraudulent activities. Many nationally advertised companies are reliable but still its better to make a research on them before you pay your savings.

Finally, I would like to emphasize that you spend proper time in finding the chap auto insurance. If you are only planning and have not purchased a car, you should choose the right insurance slowly. Otherwise you may regret on buying the wrong insurance plan.

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