Friday, January 16, 2009

Writing an Offer: A Key Step in Purchasing a Real Estate

By Patricia Weinfeld Tara Guernsey

Right on the time that you find a prospected property, the next stage that you need to pass is writing an offer to purchase it. This may sound easy and simple, but it's not. Since this is the first step on landing a contract with the seller and gaining your goal, to get what you want. It would be best that on doing this, imagine how the seller would react on what you are writing. By doing so, you will understand and know his needs. By putting yourself on his shoes will help you achieve your goal.

Writing an offer is very important. It is not just concluding on a price and then stating that "This will be my offer." It is more than that, especially because of the large sums of money involved and nowadays that we live in a doubtful community. Both you and the seller would establish contingencies and protect each and everyone's investments and finances by limiting risks to be taken.

There are many data and information that should be added when writing an offer and not just the amount in which you have decided. This should also state details including on how you plan to finance the property, the down payment that you are willing to give, the closing cost and who pays for it, the inspections and its repairs that needs to be performed, timetables, terms to be followed when cancelling, the professional services that are going to be used, which personal things are included in buying the property, when will be the physical possession of the home and on dispute settlements.

It is more complicated and involved compare to that of buying a car.

The decision that this will lead to will affect yours and the seller's life greatly. This is not just because of the money involve. Purchasing a property would affect both of your finances, yours more than any compared to your investments beforehand. That is the reason why sellers will take the time to read through your offer, the same reason why decisions you can conclude on the half-hour writing of an offer is very crucial.

This may sound like an exaggeration. But is it familiar? Many, if not all, real estate books and articles speak of the same fact.

They all state these because it's the fact.

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